on the bank.
Joint-Stock Commercial Bank for Social Development Ukrsotsbank today one of the largest system of universal banks in Ukraine, whose net assets as of April 1, 2008 exceeds the 34.072 bln .As one of the most trusted financial institutions in Ukraine Bank offers a full range of modern financial and payment tools that help organizations achieve commercial success , and people - to improve living standards .
The main activities .
retail business .One of the priorities of market strategy Ukrsotsbank is a dynamic retail business development.We offer a full range of banking services to individuals and to small and medium-sized businesses that define the principles in the work that is transparent pricing , high quality service , ease and clarity of lending procedures .Through this approach we get into the TOP -4 banks in the lending market population and the continuous improvement of lending procedures and the variety and flexibility of the product range allows us to maintain our market share in high - 9%.
Due to the dynamic development of small and medium business in Ukraine, we have implemented a comprehensive customer service program in this sector , which helps customers optimize costs for maintenance of accounts, control the flow of funds and rationally put temporarily idle funds .A feature of the Bank's SME customers are simplified lending procedures in comparison with the requirements of corporate customers.At present, cooperation with SMEs is a strategic part of our development, which resulted in the recognition of the USB's absolute leader of the rating the most suitable for small and medium-sized banks ( Journal of Business study , № 5 / 2007).
Corporate business .Confidence of leading Ukrainian enterprises and organizations Ukrsotsbank won thanks to their ability to answer the highest standards of corporate services . We hold leading positions in the factoring market in which our share is about 30 %.We - the only Ukrainian bank that provides international factoring , serving in this market of export- import operations in 20 countries.Another form of our participation in the maintenance of international activities is to offer clients documentary services, the use of which is much more profitable and less costly than working with real money , because it allows you to speed up the movement in working capital.We develop a dynamic project finance, which today is highly relevant for the implementation of major infrastructure projects and development of the country as a whole. In addition , the bank has positioned itself as an adviser and lender in the market of mergers and acquisitions, as it believes this segment is extremely promising.Thousands of Ukrainian companies - the flagships of the domestic market - received its leadership , including through mutual cooperation and strong partnerships with Ukrsotsbank .
Financial and institutional business Ukrsotsbank is an important player in the securities market .The Bank produces and hosts its own securities - bonds and savings certificates . Considerable experience of the securities market , the high professional standing and extensive network of affiliates provide our customers with the extra profits from money invested in the securities of Ukrsotsbank.
In addition, Ukrsotsbank is one of the leaders in organizing and underwriting bond issues of corporate issuers in Ukraine. With its own resources for investment and a large customer base, we are creating the preconditions for the successful deployment and further ensure the liquidity of the secondary bond market .The Bank acts as market maker of the issuer of bonds on the secondary market , supporting the daily quotations of bonds PFTS.
Special directions.
Investment and Construction program Ukrsotsbank.As part of the investment and construction programs Ukrsotsbank finance activities of construction companies that either do not have the liquidity providing for a loan, or want to diversify risk and provides developer support.In order to implement the program established specialized investment and construction AMC Ukrsots properties, which draws funds from investors by selling them bonds targeted builders and directs them to finance the construction of social and commercial facilities.The program has also operated company Ukrsotsstroy , which oversees the quality and timing of construction works, and specifically in the structure of the Bank - Management of construction financing.
asset management , financial consulting , administration of pension funds . With this purpose in 2004ACE Ltd. was established AMC Ukrsots Capital, which today provides the administrator of six private pension funds, manages assets of four pension funds and two mutual funds. Activities Ukrsots Capital covers about 9000 participants from all over Ukraine.
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